Lending Software Built Around Disbursal and Recovery
A lending company runs on applications moving from approval through disbursal to repayment and, when needed, recovery, across many branches and agents. TCB Infotech connects your existing loan origination system, builds the custom pieces it does not cover, and adds AI that tracks and flags application and recovery data for your credit and recovery staff to act on.
50+ ERP and software projects. Zero failed projects since 2021.
Disbursal and Recovery Slip When They Are Tracked Apart
Application approval, disbursal, repayment and recovery each generate data that matters to a different team. When it lives in separate branch registers, overdue cases surface too late.
Built around how applications actually move through your business
Approval, disbursal, repayment scheduling and recovery each have their own pace and their own team. A system built around a generic template rarely matches how your branches and agents actually work.
- Application-wise status from submission to disbursal.
- Repayment schedules tracked against actual collections.
- Recovery cases visible by branch and by agent.
One system for tracking, not three separate tools
Your ERP or loan origination system, a piece of custom software for the workflow it does not cover, and AI that flags stalled approvals and overdue recovery cases are scoped and built as one connected system rather than as separate add-ons.
- Connects to your existing ERP or loan origination system.
- Custom modules for workflows generic software misses.
- AI flags recovery and compliance items for staff to review.
From Your Current Lending Workflow to a Running System
Everything Your Lending Pipeline Needs Tracked
Application & Approval Workflow Tracking
Every application tracked from submission through approval, with stalled files flagged for review.
Disbursal & Repayment Scheduling
Disbursal records and repayment schedules tracked together, loan by loan, from day one.
Recovery & Collections Tracking
Overdue cases tracked and flagged for recovery staff, with case history visible in one place.
Compliance & Regulatory Reporting
Regulatory reports and documentation built from the same records your team already maintains.
Branch & Agent Performance Tracking
Approval turnaround, disbursal volume and recovery rates visible by branch and by agent.
Customer Communication Records
Reminders, notices and recovery follow-ups tied to each application so history is never scattered.
What a Connected Lending System Changes for Your Company
Why Lending Companies Run Their Systems Through TCB Infotech
Lending Software, Answered
What does TCB Infotech actually build for a lending company?
Does this replace our existing loan origination system?
Does the AI approve loan applications or make lending decisions on its own?
How long does a typical lending company engagement take?
What support do we get after the system goes live?
Can ERP integration, custom software and AI be combined into one engagement?
Get a Lending System Built Around Your Company
Every lending company tracks disbursal and recovery differently by product and branch. Book a free consultation, tell us how applications move through your business today, and we will scope the ERP, software or AI that actually fits.
Book a Free Consultation →No commitment. See a scope before you decide.
How Application Tracking Works for Your Company
From a submitted application to a closed loan, here is how approval, disbursal and recovery are tracked and flagged for your staff.
Approval, Disbursal and Recovery, Tracked in Detail
Every application tracked from submission to a decision
Applications move through defined approval stages with status visible at each step, and files sitting too long at a stage are flagged for your credit staff to review.
- Application status tracked stage by stage.
- Stalled files flagged for staff review.
- Approval decisions remain with your licensed staff.
Overdue cases flagged for recovery staff, not lost in a register
Repayment schedules are tracked against actual collections, and cases that fall overdue are flagged for recovery staff with a full history of prior contact.
- Overdue cases flagged automatically.
- Recovery history visible case by case.
- Recovery decisions remain with your staff.
Approval turnaround and recovery rates by branch and agent
Approval turnaround time, disbursal volume and recovery rates are tracked by branch and by agent, giving management a clear view without waiting on manual reports.
- Turnaround and disbursal volume tracked by branch.
- Recovery rates visible by agent.
- Reports ready without manual compilation.
Everything Included in the Engagement
Application & Approval Workflow Tracking
Applications tracked from submission through approval, with stalled files flagged.
Disbursal & Repayment Scheduling
Disbursal records and repayment schedules tracked together, loan by loan.
Recovery & Collections Tracking
Overdue cases flagged for recovery staff, with full case history visible.
Compliance & Regulatory Reporting
Reports built from the same records your team already maintains day to day.
Branch & Agent Performance Tracking
Turnaround, disbursal volume and recovery rates visible by branch and agent.
Customer Communication Records
Every reminder, notice and recovery follow-up logged against the application it relates to.