Reconcile Your Bank and Ledger Automatically
AI matches every bank statement line to the right ledger entry on amount, date, reference and pattern. It clears the easy matches on its own, groups the likely ones for a quick confirm, and flags the real exceptions for a person. Reconciliation stops being a monthly slog.
50+ ERP and software projects. Zero failed projects since 2021.
Line-by-line reconciliation eats a week you do not have
The work is repetitive, the volume is high, and one wrong match hides a real problem. This is exactly the kind of task AI handles well, with a person on the exceptions.
Most lines match on their own
The bulk of every statement is routine: a payment in, a receipt out, a transfer that lines up cleanly with a ledger entry. The AI clears those confident matches without asking, so your team never opens them again.
- Confident matches cleared automatically.
- Likely matches grouped for a quick confirm.
- A short queue instead of a full statement.
The problems surface instead of hiding
A missing entry, a duplicate, a bank charge with no record, an amount that is off by a little: these are the lines that matter. The AI pulls them out and labels them, so a person looks only at the cases that need judgement.
- Only the true exceptions reach a person.
- Each one is labelled with why it was flagged.
- Errors get found early, not at year end.
It reads more than the amount
For every bank line, the AI weighs four signals against your ledger. When they line up, the pair clears. When only some line up, it becomes a quick confirm. When they do not, it is flagged.
From raw statement to a reconciled ledger
The cases that slow a manual reconciliation down
These are the everyday situations the AI is built to sort, so your team is not the one untangling them by hand.
One-to-one matches
A single bank line against a single ledger entry, matched on amount, date and reference and cleared automatically.
Split and grouped payments
One bank credit that settles several invoices, or several receipts that make up one deposit, grouped and reconciled together.
Messy references
Short bank narrations, missing invoice numbers and inconsistent payer names, read on pattern rather than an exact string.
Fees and charges
Bank fees, interest and small deductions that never had a ledger entry, flagged so they can be posted correctly.
Duplicates and reversals
Repeated credits, reversed transfers and double postings caught before they quietly break the balance.
Timing differences
Entries that hit the bank and the ledger on different days, matched across the gap instead of showing up as a mismatch.
What automating reconciliation gives back
Why teams choose TCB Infotech for finance automation
Bank reconciliation automation questions
What is AI bank reconciliation?
How does the AI decide what is a match?
Does a person still review anything?
Which model does it use?
Does it work with our accounting or ERP system?
How long does it take to set up?
See Your Own Statement Reconciled by AI
Book a free consultation. Bring a recent statement and your ledger, and we will show you how much of it the AI would match on its own and what would reach a person.
Book a Free Consultation →No commitment. A practical first look at your reconciliation.