Financial services
An NBFC runs on loans moving from origination through disbursement to repayment, often across many branches and agents at once.
Why It Matters
Origination, disbursement, repayment scheduling and collections each have their own pace and their own team. A system built around a generic template rarely matches how your branches and agents actually work.
Your ERP or loan management system, a piece of custom software for the workflow it does not cover, and AI that flags overdue accounts and NPA risk are scoped and built as one connected system rather than as separate add-ons.
What It Covers
Each application moves through approval to disbursement with its status visible at every stage, so branch staff and management see exactly where each loan stands without calling around.
Repayment schedules are tracked against actual collections so gaps surface as they happen rather than at month end, with overdue accounts flagged for your collections team to follow up on.
Accounts trending toward NPA status are flagged for review well before they reach that stage, giving your credit and collections staff time to act. The system tracks and flags; it does not decide.
What's Included
Application, approval and disbursal stages tracked loan by loan, from first request to funds released.
Repayment schedules tracked against actual collections, with overdue accounts surfaced automatically.
Regulatory reports and documentation built from the same records your team already maintains.
Disbursement volume, collection rates and overdue accounts visible by branch and by agent.
Reminders, notices and follow-ups tied to each loan account so history is never scattered across staff.
How It Works
Step 1
We review how loans move from origination through disbursement to collections today.
Step 2
We agree the ERP, software and AI pieces and a fixed timeline for you to review.
Step 3
Integrations, custom modules or automation are built and tested against your loan data.
Step 4
The system goes live and is watched closely through the first collection cycles.
Step 5
The same team stays available for support and changes as products or branches grow.
A lending NBFC ran collections on spreadsheets and let every branch close its own books, so the portfolio was never current. ERPNext put operations, collections and accounting on one system.
10 wk from kickoff to liveRead the case study (Lending NBFC)FAQ
We connect your ERP or loan management system, build the piece of custom software a generic module does not cover, and add AI automation that tracks loan-wise status, repayment schedules and collections so your team spends less time chasing that data by hand.
No. What we build connects to your existing ERP or loan management system rather than replacing it, so loan records, disbursement and collections data stay in one place instead of moving to a new platform.
No. The AI tracks loan-wise status, repayment patterns and overdue accounts, and flags accounts trending toward NPA for your credit and collections staff to review. Lending, credit and underwriting decisions always remain with your licensed staff.
Most NBFC engagements move from mapping your current loan origination, disbursement and collections workflow to a working pilot within a few months. Exact scope and timeline are confirmed after that mapping stage.
The same team that built the system stays available after go-live to fix issues, adjust reporting and support changes as products, branches or collections rules change.
Yes. Most NBFC engagements combine ERP integration, a custom module for a workflow a generic system does not cover, and AI for tracking repayment status or flagging overdue accounts, scoped and delivered as one project.
Free consultation. Tell us how you work today and we scope the ERP, software or AI that fits.
