Financial services
A lending company runs on applications moving from approval through disbursal to repayment and, when needed, recovery, across many branches and agents.
Why It Matters
Built around how applications actually move through your business. Approval, disbursal, repayment scheduling and recovery each have their own pace and their own team. A system built around a generic template rarely matches how your branches and agents actually work.
Your ERP or loan origination system, a piece of custom software for the workflow it does not cover, and AI that flags stalled approvals and overdue recovery cases are scoped and built as one connected system rather than as separate add-ons.
What It Covers
Applications move through defined approval stages with status visible at each step, and files sitting too long at a stage are flagged for your credit staff to review.
Overdue cases flagged for recovery staff, not lost in a register. Repayment schedules are tracked against actual collections, and cases that fall overdue are flagged for recovery staff with a full history of prior contact.
Approval turnaround time, disbursal volume and recovery rates are tracked by branch and by agent, giving management a clear view without waiting on manual reports.
What's Included
Disbursal records and repayment schedules tracked together, loan by loan, from day one.
Regulatory reports and documentation built from the same records your team already maintains.
Reminders, notices and recovery follow-ups tied to each application so history is never scattered.
How It Works
Step 1
We review how applications move from submission through disbursal to recovery today.
Step 2
We agree the ERP, software and AI pieces and a fixed timeline for you to review.
Step 3
Integrations, custom modules or automation are built and tested against your application data.
Step 4
The system goes live and is watched closely through the first disbursal and recovery cycles.
Step 5
The same team stays available for support and changes as products or branches grow.
A lending NBFC ran collections on spreadsheets and let every branch close its own books, so the portfolio was never current. ERPNext put operations, collections and accounting on one system.
10 wk from kickoff to liveRead the case study (Lending NBFC)FAQ
We connect your ERP or loan origination system, build the piece of custom software a generic module does not cover, and add AI automation that tracks application status, disbursal and recovery so your team spends less time chasing that data by hand.
No. What we build connects to your existing ERP or loan origination system rather than replacing it, so application, disbursal and recovery data stay in one place instead of moving to a new platform.
No. The AI tracks application-wise status, disbursal progress and recovery activity, and flags items such as a stalled approval or an overdue recovery case for your credit and recovery staff to review. Lending and credit decisions always remain with your licensed staff.
Most lending engagements move from mapping your current application, disbursal and recovery workflow to a working pilot within a few months. Exact scope and timeline are confirmed after that mapping stage.
The same team that built the system stays available after go-live to fix issues, adjust reporting and support changes as products, branches or recovery rules change.
Yes. Most lending engagements combine ERP integration, a custom module for a workflow a generic system does not cover, and AI for tracking application status or flagging overdue recovery cases, scoped and delivered as one project.
Free consultation. Tell us how you work today and we scope the ERP, software or AI that fits.
