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TCB Infotech | Expert Odoo & ERPNext Implementation Partner

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Industries / Financial Services / NBFC

Loan Software Built Around Disbursement and Collections

An NBFC runs on loans moving from origination through disbursement to repayment, often across many branches and agents at once. TCB Infotech connects your existing loan management system, builds the custom pieces it does not cover, and adds AI that tracks and flags repayment and risk data for your credit and collections staff to act on.

50+ ERP and software projects. Zero failed projects since 2021.

Illustrative Loan Book Snapshot
Loan #LN-2291
Two-wheeler loan
Due in 4 days
Current
Loan #LN-2304
Business loan
12 days overdue
Overdue
Loan #LN-2318
Gold loan
96 days overdue
NPA
Loan #LN-2325
Personal loan
On schedule
Current
Illustrative data. Your view reflects live loan status from your own system.
100%
Scoped to your process before work starts
Zero
Failed projects since 2021
Branch
And agent performance tracked in one view
Loan-wise
Status visible from origination to closure
Why It Matters

A Loan Book Is Only as Good as What You Can See in It

Origination, disbursement and collections each generate data that matters to a different team. When it lives in separate spreadsheets and branch registers, risk and compliance issues surface late.

Operational Fit

Built around how loans actually move through your business

Origination, disbursement, repayment scheduling and collections each have their own pace and their own team. A system built around a generic template rarely matches how your branches and agents actually work.

  • Loan-wise status from application to closure.
  • Repayment schedules tracked against actual collections.
  • Branch and agent activity visible in one place.
Loan officer reviewing borrower documents at a branch desk
ERP, Software and AI Together

One system for tracking, not three separate tools

Your ERP or loan management system, a piece of custom software for the workflow it does not cover, and AI that flags overdue accounts and NPA risk are scoped and built as one connected system rather than as separate add-ons.

  • Connects to your existing ERP or loan management system.
  • Custom modules for workflows generic software misses.
  • AI flags risk and compliance items for staff to review.
Team reviewing loan portfolio data on screens
How It Works

From Your Current Loan Workflow to a Running System

1
Map
We review how loans move from origination through disbursement to collections today.
2
Scope
We agree the ERP, software and AI pieces and a fixed timeline for you to review.
3
Build
Integrations, custom modules or automation are built and tested against your loan data.
4
Launch
The system goes live and is watched closely through the first collection cycles.
5
Support
The same team stays available for support and changes as products or branches grow.
What We Handle

Everything Your Loan Book Needs Tracked

💳

Loan Origination & Disbursement Tracking

Application, approval and disbursal stages tracked loan by loan, from first request to funds released.

📅

Repayment & Collection Scheduling

Repayment schedules tracked against actual collections, with overdue accounts surfaced automatically.

⚠️

NPA & Risk Flagging

Accounts trending toward NPA are flagged early for your credit and collections staff to review and act on.

📄

Compliance & Regulatory Reporting

Regulatory reports and documentation built from the same records your team already maintains.

🏢

Branch & Agent Performance Tracking

Disbursement volume, collection rates and overdue accounts visible by branch and by agent.

💬

Customer Communication Records

Reminders, notices and follow-ups tied to each loan account so history is never scattered across staff.

What Changes

What a Connected Loan System Changes for Your NBFC

Visible
Loan-wise status in one shared view, not scattered registers
Traceable
Origination through repayment tracked end to end
Connected
ERP, custom software and AI working off the same loan data
Compliant
Documentation built for the reporting your regulator checks
Faster
Overdue accounts flagged earlier for collections follow-up
Zero
Failed projects since 2021
Why Us

Why NBFCs Run Their Loan Systems Through TCB Infotech

1
We build around your business, not a template
Your loan products, branch structure and collections process shape the system, not a generic lending template.
2
ERP, software and AI from one team
Integration, custom development and risk flagging are scoped and delivered together instead of by separate vendors.
3
Direct access, no relay
You work with the engineers building your system directly, on your own loan data.
4
Support after go-live
The team that builds the system stays available for support and changes as your loan book grows.
5
One contract for combined engagements
A project touching ERP integration, custom software and AI at once is scoped as a single engagement.
6
Proven delivery
50+ ERP and software projects, with zero failed projects since 2021.
FAQ

NBFC Software, Answered

What does TCB Infotech actually build for an NBFC?
We connect your ERP or loan management system, build the piece of custom software a generic module does not cover, and add AI automation that tracks loan-wise status, repayment schedules and collections so your team spends less time chasing that data by hand.
Does this replace our existing loan management system?
No. What we build connects to your existing ERP or loan management system rather than replacing it, so loan records, disbursement and collections data stay in one place instead of moving to a new platform.
Does the AI decide who gets a loan or flags someone as high risk on its own?
No. The AI tracks loan-wise status, repayment patterns and overdue accounts, and flags accounts trending toward NPA for your credit and collections staff to review. Lending, credit and underwriting decisions always remain with your licensed staff.
How long does a typical NBFC engagement take?
Most NBFC engagements move from mapping your current loan origination, disbursement and collections workflow to a working pilot within a few months. Exact scope and timeline are confirmed after that mapping stage.
What support do we get after the system goes live?
The same team that built the system stays available after go-live to fix issues, adjust reporting and support changes as products, branches or collections rules change.
Can ERP integration, custom software and AI be combined into one engagement?
Yes. Most NBFC engagements combine ERP integration, a custom module for a workflow a generic system does not cover, and AI for tracking repayment status or flagging overdue accounts, scoped and delivered as one project.

Get a Loan System Built Around Your Business

Every NBFC tracks risk differently by product and branch. Book a free consultation, tell us how loans move through your business today, and we will scope the ERP, software or AI that actually fits.

Book a Free Consultation →

No commitment. See a scope before you decide.